Slate ("we", "our", or "us") is a family financial education app developed by Bela Apps Ltd. We are deeply committed to protecting the privacy of all users, especially children. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.
๐ Our Core Promise: We never sell your personal data. We never show ads to children. All child data is collected only with verified parental consent and is protected with enterprise-grade security.
By using Slate, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.
This policy applies to all users of the Slate application, including parents, guardians, and children using the app under parental supervision.
We collect several types of information to provide and improve our services:
Slate is designed for family use and takes the privacy of children extremely seriously. We comply with the Children's Online Privacy Protection Act (COPPA) and similar international regulations.
๐จโ๐ฉโ๐ง Parental Control: Children cannot create accounts independently. All child accounts must be created and managed by a verified parent or guardian. Parents have full visibility and control over all child data and activity.
For child accounts, we collect only the minimum data necessary to provide the educational service. We do not collect sensitive personal information from children, do not show advertising to children, and do not allow children to make purchases without parental approval.
Parents may review, modify, or delete their child's information at any time through the parent dashboard or by contacting us directly.
We use the information we collect for the following purposes:
| Purpose | Description | Legal Basis |
|---|---|---|
| Service Delivery | Operate the app, manage accounts, process transactions, sync data across devices. | Contract |
| Notifications | Send chore reminders, goal milestones, allowance alerts, and important account updates. | Contract |
| Progress Reports | Generate financial literacy progress reports and insights for parents. | Contract |
| AI Features | Power the AI financial advisor with personalized, age-appropriate guidance. | Legitimate Interest |
| Improvement | Analyze usage patterns (anonymized) to improve features and user experience. | Legitimate Interest |
| Security | Detect fraud, prevent abuse, and protect the safety of all users. | Legitimate Interest |
| Legal Compliance | Meet our legal obligations, respond to lawful requests, enforce our terms. | Legal Obligation |
๐ซ We never sell your data. We do not sell, trade, or rent your personal information to third parties for marketing purposes. Period.
We may share your information only in the following limited circumstances:
Service Providers: We work with trusted third-party vendors (cloud hosting, analytics, customer support) who process data on our behalf under strict data processing agreements.
Legal Requirements: We may disclose information if required by law, court order, or governmental authority, or to protect the rights, property, or safety of Slate, our users, or the public.
Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred. We will notify you before your data is transferred and becomes subject to a different privacy policy.
With Your Consent: We may share information with third parties when you have given us explicit consent to do so.
We implement industry-leading security measures to protect your information:
While we implement these safeguards, no method of transmission over the Internet or electronic storage is 100% secure. We continuously monitor and update our security practices to address emerging threats.
We retain data only as long as necessary for the purposes outlined in this policy:
| Data Type | Retention Period | Reason |
|---|---|---|
| Account Data | Duration of account + 30 days after deletion | Service provision and account recovery window |
| Transaction History | 7 years | Financial record-keeping legal requirements |
| Learning Progress | Duration of account | Educational continuity and progress tracking |
| Chat Messages (AI) | 12 months | Service improvement and safety monitoring |
| Crash Reports | 90 days | Bug fixing and performance optimization |
| Device Logs | 30 days | Security monitoring and fraud detection |
Depending on your location, you may have the following rights regarding your personal data:
To exercise any of these rights, please contact us at privacy@belaapps.com. We will respond to all requests within 30 days.
Our mobile application uses minimal local storage and session tokens to maintain your login state and preferences. We do not use third-party advertising cookies or cross-site tracking technologies.
Essential Tokens: Authentication tokens to keep you logged in securely. These are required for the app to function and cannot be disabled.
Preference Storage: Local storage of your theme preference, language selection, and notification settings. These improve your experience and can be cleared by resetting the app.
Analytics: We use anonymized, aggregated analytics to understand how features are used. No personally identifiable information is included in analytics data.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by:
โข Sending a push notification to your device
โข Displaying a prominent notice within the app
โข Sending an email to the address associated with your account
โข Updating the "Last Updated" date at the top of this policy
Your continued use of Slate after the effective date of the revised policy constitutes your acceptance of the changes. If you do not agree to the updated policy, please discontinue use of the service and contact us to delete your account.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: